Payment & Interest Free Finance for Bikes

Interest free finance for bikes in New Zealand


We understand, you just want to ride.

Choose any payment option in the shopping cart and you can ride away now. Even with Laybuy.

Direct Banking

Our preferred online payment method is by direct bank transfer. You can select this option at checkout. Our bank account is Revolution Bikes 01-0646-0173648-00. Use your name as reference. 

New Zealand Credit or Debit Cards

You can use any New Zealand Visa or Mastercard Credit or Debit cards at checkout, just like many of our customers use everyday in our retail store. All credit or debit card payments on our website are processed securely by Stripe.

3rd Party Options

You can also choose PayPal Express Checkout, Shop Pay, Google Pay or Apple Pay at checkout, for further security online if you prefer.

Laybuy - 6 Weeks Interest Free 

Choosing the Laybuy app at checkout lets you receive your purchase now and spread the total cost over 6 weekly automatic payments, interest free. There are no extra costs as long as your payments are made on time. You will need to set up an account which you can do below, or at checkout. There is no minimum or maximum purchase value. 

Interest free laybuy online for bikes

Gem Visa - 6 Months Interest Free*

Gem Visa is a general purpose credit card. It gives 6 months interest free on all Gem Visa purchases over $250 when you choose Gem at checkout. 

Apply for a Gem Visa below. You will need to be approved by Gem before you can use it at checkout.

*Credit and lending criteria, $55 establishment fee and $52 annual account fee apply. Gem Visa is provided by Latitude Financial Services Limited.

Interest free finance for bikes



This is a popular and traditional option with many of our in-store customers, especially parents who are buying bikes for children's birthdays and Christmas. You make regular payments over a longer period - usually up to 3 months, and when your purchase is fully paid for then you can collect it from in-store or we will send it to you.

This is a good option to use to secure a particular size or model of bike that may otherwise sell out. 

We are happy to discuss this payment option with you over the phone, when we can advise you what deposit will be required for your purchase (usually 20%) and the regularity of online payments using direct banking. Give us a call on 06 877 8477 or use the messenger button (bottom right) to start a conversation.


We often accept good quality bikes (i.e. from a bike shop, not the Warehouse) as a trade in on new bikes, in our retail store. This is a good option if you are able to bring your bike to our retail store in Havelock North. We assess the bikes case-by-case, considering both the condition of the bike and whether there is sufficient demand. 

Many parents appreciate being able to trade in their child's bike for a larger size as required, and many of our regular customers are now trading in their pathway bikes for electric bikes. We even have some e-bikes being traded in for faster, more upmarket ebike models.


Call us on 06 877 8477, start a conversation on messenger (below right), email us or use the email form on our  contact page. 
We are here to help and answer questions.